Next Check Ahead is not a lender and does not make loan or credit decisions. Ad Disclosure
Personal loans · $100 to $35,000
Personal loans, one clear step at a time.
Send one request for a personal loan repaid in installments, with terms of up to 72 months. We'll search our network of lenders for one that may be able to help.
- Free to use
- Encrypted with 256‑bit SSL
- You decide whether to accept
You can set the exact amount on the next screen.
Begin your requestSent over a 256‑bit SSL encrypted connection.
Next Check Ahead is not a lender. Your request may be shared with lenders and partners who may pay us. Terms · Privacy · Ad Disclosure
How it works
Your request, in three checkpoints.
Each one is short, and you can review everything as you go.
-
Select an amount
Requests can be for anything from $100 to $35,000. You can fine-tune the figure on the next screen.
-
Complete a short form
Questions about you, your income and your bank account, presented one at a time.
-
Look over the result
If a lender in our network may be able to help, we direct you to their offer to read in full. Nothing is binding until you accept.
Why Next Check Ahead
Orderly from start to finish.
No fee from us
Sending a request through Next Check Ahead costs you nothing.
Handled with care
Your details are protected by a 256‑bit SSL encrypted connection on the way to us.
One form, many lenders
A single request can reach many lenders in our network.
Cost examples
What a loan could cost.
How rate, fee and term come together. The lender sets your actual terms.
- Interest rate
- 24%
- Origination fee
- 5% ($50)
- Amount you receive
- $950
- Term
- 12 months
- Monthly payment
- $94.56
- Total of payments
- $1,134.72
- APR
- 34.14%
- Interest rate
- 19%
- Origination fee
- 5% ($100)
- Amount you receive
- $1,900
- Term
- 24 months
- Monthly payment
- $100.82
- Total of payments
- $2,419.68
- APR
- 24.38%
- Interest rate
- 13%
- Origination fee
- 5% ($250)
- Amount you receive
- $4,750
- Term
- 48 months
- Monthly payment
- $134.14
- Total of payments
- $6,438.72
- APR
- 15.80%
- Interest rate
- 8%
- Origination fee
- 5% ($500)
- Amount you receive
- $9,500
- Term
- 60 months
- Monthly payment
- $202.76
- Total of payments
- $12,165.60
- APR
- 10.20%
| Loan amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest rate | 24% | 19% | 13% | 8% |
| Origination fee | 5% ($50) | 5% ($100) | 5% ($250) | 5% ($500) |
| Amount you receive | $950 | $1,900 | $4,750 | $9,500 |
| Term | 12 months | 24 months | 48 months | 60 months |
| Monthly payment | $94.56 | $100.82 | $134.14 | $202.76 |
| Total of payments | $1,134.72 | $2,419.68 | $6,438.72 | $12,165.60 |
| APR | 34.14% | 24.38% | 15.80% | 10.20% |
*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.
The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.
Questions
Before you begin.
What can I request here?
A personal loan, repaid to a lender in installments. Requests range from $100 to $35,000, with repayment periods of up to 72 months. What a lender can offer depends on your situation.
What are the basic requirements?
Lenders commonly ask that you:
- are 18 or older
- are a U.S. citizen or permanent resident
- have a regular source of income
- have a bank account
Is there a charge for using Next Check Ahead?
No, our service is free. Lenders charge interest and may charge fees, and must present the complete terms before you agree to anything.
What do APR and term mean?
APR, the annual percentage rate, is the yearly cost of credit, and it may range from 5.99% to 35.99%. The term is how long you have to repay, from 91 days to 72 months. Both depend on your circumstances and the lender.
Who would I repay?
The lender, as set out in your loan agreement. Questions about payments should go directly to them.
How is my information treated?
It travels to us over 256‑bit SSL encryption. When you submit, it may be shared with lenders, networks and service providers, as described in our Privacy Policy and Marketing Disclosure.
Take the first step.
Select an amount, complete a short form, and we'll carry out the search.